All of our customers are private banking clients...

Remember when you called up a business and someone answered?  I am talking a real, live, living, breathing person.  Guess what?  I know of a place that still actually answers their phone and knows their clients. Not by file # or account #, but actually knows them on a first name basis.   Liberty Bank is proud of this!

By being a local community bank we have the opportunity to support local small businesses.  We get to know our neighbors and support our community and organizations.

Liberty Bank is proud to be "old fashioned" and of the adage that bigger is not always better.  After all, isn't it all about relationships, trust and loyalty?  We think so.

We think you will agree.  Come in and see for yourself.  Visit the "Mad Men" of small business lending at Liberty Bank.

Liberty Bank Hires New Business Development/Loan Officer

SALT LAKE CITY, UTAH  Liberty Bank announces the hiring of Joseph Porter as a Business Development/Loan Officer.  He will is responsible for the development and services of small business loans and commercial loans throughout the Wasatch Front.

Mr. Porter brings his experience in commercial loan marketing and fiance, as well as community bank development and growth strategies.  Mr. Porter has been a consultant in developing local community banking programs and services for over a decade.  He has been a part of several strong banking corporations throughout his career, including: Zions BankCorp and First Security Bank.

“I look forward to working with Liberty Bank in developing their small business lending and commercial loans”, said Mr. Porter.  ”I am focused on developing new business and growth  for Liberty Bank, servicing customers, and working to become a community contributor.”

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About Liberty Bank:  Liberty Bank, a locally owned community bank was founded in 1956 to provide personalized financial services for the Salt Lake City area.  Our experienced professionals are dedicated to providing our customers the highest quality of customized attention based on your needs.  At Liberty Bank we have in-depth knowledge of financial products, as well as our local and national economic conditions.  Our values stand for integrity, fairness and honesty throughout our business.

Media Contact:

julie@libertybankofutah.com

(801) 355-7411

www.libertybankofutah.com

Some Things You Should Know About Community Banks

• Community banks focus attention on the needs of local families, businesses and farmers. Conversely, many of the nation's megabanks are structured to place a priority on serving large corporations.



• Unlike many larger banks that may take deposits in one state and lend in others, community banks channel most of their loans to the neighborhoods where their depositors live and work, helping to keep local communities vibrant and growing. 



• Community bank officers are generally accessible to their customers on-site. CEOs at megabanks are often headquartered in office suites, away from daily customer dealings.



• Community bank officers are typically deeply involved in local community affairs, while large-bank officers are likely to be detached physically and emotionally from the communities where their branches are located.  



• Many community banks are willing to consider character, family history and discretionary spending in making loans. Megabanks, on the other hand, often apply impersonal qualification criteria, such as credit scoring, to all loan decisions without regard to individual circumstances.



• Community banks offer nimble decision-making on business loans because decisions are made locally. Megabanks must often convene loan-approval committees in another state.



• Because community banks are themselves small businesses, they understand the needs of small-business owners. Their core concern is lending to small businesses and farms. The core concern of the mega banks is corporate America.